Overseas Filipino who are members of Social Security System (SSS) may apply for housing loan.
Once the OFW has checked that he or she is an eligible member of SSS, the following documents should be prepared before filing the application.
Original copy of:
- Mortgagor's Application for Housing Loan with 1×1 ID pictures of Principal Applicant and Spouse
- Certificate of Loan Eligibility (CLE) -P100 service fee
- Certification from POEA/DOLE/OWWA/SSS Foreign Representative Office or Philippine Embassy/Consular Office
- Deed of Sale or Contract of Sale with statement of latest balance for purchase of lot or house and lot
- Appraisal Report from Home Guaranty Corporation accredited appraisal companies
- Certificate of Acceptance and Occupancy duly signed by the borrower if house is 100% complete at the time of loan filing
- Duly notarized Special Power of Attorney (if filing is through a representative)
Original and photocopy of:
- Latest Contract of Employment and latest Employer's Certification duly authenticated by the Philippine Consulate
- Owner's copy of the Transfer Certificate Title (TCT)/Original Certificate Title (OCT)/Condominium Certificate of Title (CCT)
- Certificate true copy of TCT/OCT/CCT issued by the Register of Deeds
- Latest Property Tax Declaration and Realty Tax Receipt
Other documents:
- Lot plan with vicinity map duly signed and sealed by the Registered Surveyor or Geodetic Engineer (Blue Print)
- Building plans/specification/picture of the house (Blue Print)
- A set of twelve (12) postdated checks covering twelve (12) monthly installments and shall be repeated every twelve (12) months thereafter until the loan is fully paid
- Tax Mapping/Subdivision Plan
- Affidavit of Undertaking to continue paying monthly SSS premium contribution for the duration of housing loan
Upon completion of the above-mentioned documents needed for SSS Housing loan application, the OFW may then proceed the nearest SSS cluster branch or at the Housing and Business Loans Department, 5th floor, SSS Bldg., East Avenue, Diliman, Quezon City for filing.
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When an OFW is opting for a housing loan they must be prepared on the documents that is needed for the requirements that will be asked on them. You can go here to check some of the requirements and monthly amortization. https://www.ecomparemo.com/housing-loan
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